LoRAs and Fine-Tuning, Explained
What LoRAs are, how they differ from full fine-tuning, and when to reach for each. Includes when to skip both and just use a good prompt.
June 15, 2026 ยท 6 min read

The elevator pitch
A LoRA is a small file (usually 50โ200 MB) that patches a base image model to specialize in one thing โ a specific person's face, a specific art style, a specific character. You load it on top of the base model at generation time.
A full fine-tune modifies the base model itself. Bigger file (2โ7 GB), harder to train, harder to combine.
When to use a LoRA
- You want a specific character to appear consistently
- You want an artist's style you can't get from prompting alone
- You need a specific object (a real product, a real logo) rendered accurately
- You want to layer 2โ3 concepts together
When to skip LoRAs entirely
- You can describe what you want in words โ use prompting first, it's free
- You want something the base model already does well
- You don't have 30โ100 clean reference images
Training basics
Modern SDXL LoRA training needs:
- 20โ100 reference images at 1024ร1024 (more = better up to ~100)
- Consistent style / subject across images
- Captions (short, factual descriptions) for each
- A GPU with 16+ GB VRAM, or a service that rents one
Training takes 1โ4 hours on a 4090. Cost: usually $2โ10 rented.
The stacking trick
You can load multiple LoRAs at once, each with its own weight (0.0โ1.0). A common recipe: character LoRA at 0.8 + style LoRA at 0.6. Play with weights until it looks right.
Imagoat's approach
Imagoat's Character Studio (coming soon) handles the training pipeline for you โ upload references, get a character back that you can drop into any generation. No .safetensors files, no scripts.
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